Tightwad Index Do you need to buy something but can't afford it? Check out the Tightwad Index for a list of consumables with ideas to make or buy them for less!Go to Index
Frugal Living from Mom's Network Check out the many articles written by moms for moms.Read Articles
Tightwad Tess is full of ways to help you manage your finances! We are saving money on home improvement projects, making summer desserts, shopping online, saving money on moving and more!
The Tightwad Tess Blog at WordPress Bike Bucket Tutorial for Back to School
Here is a cute little basket you can make for your favorite little one. Read This Blog Entry
Layaway Lets Buyers Plan Ahead For Purchases
In decades gone by, layaway was a staple for budget-conscious customers in retail stores across the country, but its popularity waned as credit cards became more available and consumers sought alternate finance methods to buy clothing and necessities. With household budgets tighter than ever due to the recent recession, layaway is once again emerging as a viable shopping tool.. Read This Article
Moving? Do It Yourself!
- Millions of Americans take on the task of moving every year, whether it's for a job opportunity, to be closer to family, or to simply try out living in a new place. Whatever the reason for your move, you can make the task more pleasant by planning ahead and taking advantage of resources designed to make moving easier.Read Article
The Dollar Stretcher Blog: What's It Cost You?
Using the wisdom of Henry Ford as a framework, Gary talks about the frugal mindset and how to examine your buying choices. Read Gary's Blog
Ten Steps To Turn Your Hobby Into a Small Business
Given the state of the U.S. economy, you might assume that turning your hobby into a small business right now isn't the best idea. On the contrary, launching your own small business in a down economy can be a very smart move -- if you plan in advance and set yourself up for success from the start. Find Out More
Summer Desserts!
Summer is a time of traditions - people travel to the same resorts year after year, host annual barbeques, and go back time and time again to enjoy their favorite summer treats. It's hard to think of summer without thinking of favorite food traditions - such as grandma's strawberry pie or a s'more around a campfire.. Make some easy summer desserts!
Smart Online Shopping Tips To Save Moms Time And Money
Time is money - even if you're not a skilled worker on the clock or a corporate mogul who makes thousands of dollars an hour. These days, no one can afford to waste either time or money, especially busy mothers trying to balance the demands of caring for a family, running a household and bringing income to the family's coffers. Learn How to Save Shopping Online
Get the Most From Your Garage Sale!
(ARA) - Garage sales will soon appear in neighborhoods throughout the U.S. and Canada. These sales are a great way to clean out clutter while making some additional money. "Garage sales are just another form of retailing. Why not use the thinking retailers use to get the most of your garage sale?" Read This Article
The segments listed below are updated often--check back!
Frugal Tips Here is a fresh batch of frugal tips from people like you. These tips are updated often so check back. Read Article
Dear Scott: My best friend (yes, really, a friend, not me) is having severe credit card debt problems after a period where he had to use the cards after being laid off and having difficulty finding work and also unexpected medical bills that accumulated during his time off work. He has a balance hovering around $33,000.00. Using your suggestions I have helped him get reduced (temporary) finance charge percentages and have transferred some of the debt to lower interest cards (by calling his credit card companies and applying for zero percent cards), so his payments are paying down the debt better than they were. He's paying MUCH less in finance charges at this point (thanks to you!).
The problem is, while he is currently able to make the monthly payments (and, ironically, he has a spectacularly positive payment record--he has NO late payment history at all) he is BARELY able to do so--his new job pays just enough for rent, food, basic supplies, and his credit card payments (he lives and works in an urban area and does not have/need a car), but the fact that he has no margin for saving money or paying down the balances (beyond the minimum payments) is setting him up for even more problems down the road.
Should he seek credit counseling or debt reduction?Read Scott's Answer
Welcome to Tightwad Tess Whether you are a young family, growing family, senior citizen or college student, I hope you find something useful here to help you to live for less money! Tightwad Tess
Figure It Frugally Want to figure a mortgage? How much you spend on coffee? How much you spend on gas? How long it will take you to save to become a millionaire? It's all here on our frugal calculators page.Go Figure!
